Financing

Because we know that construction projects aren't always planned but are sometimes necessary, we've partnered with Acorn Finance to give you a trusted option in financing your project.  To find out more about their finance terms and options, CLICK HERE

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• What is Acorn Finance?

  • ​Acorn Finance is a lending marketplace where the nation’s premier online consumer lenders pre-qualify customers for personalized loan options in 60 seconds, with no impact to the homeowner’s credit score. Acorn Finance uses an initial soft credit inquiry to provide access to competitive, fixed-rate loans through a fast and easy online process.

• What type of lending options are available?​

  • Depending on the lender that fits you best, you may be offered a personal loan or personal line of credit.  A personal loan lets you borrow money now and pay it back over time with fixed monthly payments. Personal loans have fixed rates of interest and typically have terms ranging from 2 to 12 years. They may be unsecured (no collateral) or secured (collateral required).  A personal line of credit allows you to borrow at any time based on a preset limit. As long as your account is open and your credit remains in good standing, you can borrow up to the maximum amount and pay interest only on the amount you actually borrow.

• How much can I borrow?​

  • ​Acorn Finance's network of lenders offers loans from $2,000 to $100,000 for qualified borrowers.

• What can the funds be used for?​

  • ​Anything. For instance, your purchase with us.

• How long does it take to get approved?​

  • ​Qualified applicants can be approved quickly during business hours and may receive their funds as soon as within 1 business day.

• Are there any fees?​

  • ​Acorn Finance's lenders charge no penalties for early repayment, and no processing fees on loans of more than $40,000. If you borrow less than $40,000, some lenders may charge an origination fee between 1-6%. You’ll see no-fee options clearly highlighted on your offers pages, so you can make a fully informed choice.

• Can a Co-Borrower be included?​

  • Yes. Co-borrowers are encouraged to apply, and can be added immediately after the initial applicant submits their information.​

• Does Acorn Finance cover all states?​

  • ​Acorn Finance is available online throughout the United States, except in MD, NJ, NV, WV, VT, and RI – so far! 

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